Options; Third Party Insurance

A condition of membership of the club is that members have third party cycling insurance. This protects the rider and the club (and its officers), against claims from third parties. Eg. If a rider accidently hits and injures a person on a zebra crossing, then that person may make a claim that, depending on the circumstances, might be substantial. Third party insurance does not cover loss or damage to yourself or you bike.

The club accepts insurance that comes automatically from being a member of CyclingUK (CTC), London Cycling Campaign (LCC) or British Cycling (BC); it does not recognise any other provider. Up until now most Meridian members have decided to become members of CTC where Senior Members benefit from a reduced membership of £30.50pa. As from 1st Oct Senior membership has been abolished; normal individual membership is £48pa. This is an effective increase of 57%. The purpose of this note is to explain the options that are available from LCC and BC. It is not a recommendation; members should read carefully the terms and conditions to confirm that they meet your own requirements.

LCC CTC full1 CTC affiliated2 BC3
Insurance (over 65) £5m £10m £10m £15m
Cost £25pa4 £48pa £26pa £43pa
Legal helpline Yes Yes No Yes
Magazine Yes Yes No No


  1. There is the option of Life Membership
  2. Meridian is affiliated to Cycling UK; affiliated members do not have access to the incident helpline
  3. Insurance only comes with ‘Ride’ or ‘Race’ membership; BC insurance does not cover member on member incidents.
  4. Aged 65 or older

Holland Trip; 21st – 28th June 2021

UPDATE: 1st Oct 2020

We have 27 firm bookings for the trip and we are in the process of making payment of the deposits to the hotel. There may (or may not) be the possibility of late bookings – speak to Heather about possibilities.


UPDATE: 5th Sept 2020

Holland Trip: 2021

We have timetabled the trip for 21st to 28th June 2021. We will use the overnight ferry from Harwich to Hook of Holland, staying in Dordrecht for 5 nights. Members will also be able to make their own alternative travel arrangements; partners (riding or non riding) would be welcome.

On our last visit in 2019 we had 35 participants and 4 riding groups; A, B1, B2 and C (who had a great times combining shorter rides with train, boat trips and site-seeing). The cycleways in Holland are unbelievably good, safe, well signposted with neither traffic nor hills!

We enjoyed a good meal on the ferry in both directions; the restaurant was both pleasant and clean – as were the cabins.

The hotel was basic but clean with very pleasant staff. The rooms contained two single beds and a pair of bunk beds. Some people shared, others had a room to themselves. The hotel was great value for money; staying half board helped keep down the cost of the trip.

Detailed prices for 2021 are  (in Euros) €340 pp single occupancy; €310 pp double occupancy and €245 for 3/4 persons – for 5 nights including food!

The ferry cost yet unknown but are likely to be in the region of  £200 return which includes cabin, excellent evening meal and breakfast.

Members who were not booked for 2020, but who are interested in joining the proposed 2021 trip, should contact Heather or Chris.

Bookings plus a deposit of £100 need to be made to Heather by 27th September 2020, they are refundable by the hotel up until March 2021.

Finances and Insurance

The club are prepared to make the bookings on behalf of members so that we can benefit from the ‘group discounts’. Deposits are classed by the hotel as ‘returnable’. The club do not underwrite or guarantee the financial performance of the hotel or ferry, nor are they acting as their agent. Participants will be asked to confirm their acceptance of this statement.
StayOK Terms and Conditions
Stena Line Terms and Conditions

Members are invited to join the trip on the basis that they arrange their own travel/health insurance prior to the trip. The club can take no responsibility for the welfare of individual members, nor for their safe return to the UK in the case of accident or sickness. Members should monitor the Brexit negotiations to establish if any reciprocal health agreements are likely to be in place after the turn of the year.

Committee Meeting 4th Sept

This is a brief summary of the main points discussed at the meeting. Full minutes will be published in due course.


The club is to reinstate formal club rides. To this end a policy document was agreed and published on the website.

It is envisaged that the runs list will be fully operational for rides on or after 16th Sept.
Paul Godfrey to liaise with group coordinators regarding operational details.

Club Matters

The AGM, which is timetabled for Autumn 2020, has been provisionally pencilled in for Spring 2021.
Club accounts will be produced in the Autumn of this year in the normal manner.

Membership renewal fees will be suspended for 12 months.
Fees for new members will apply in the normal manner.
Existing membership cards will apply for the extended period.

The summer party, and the Christmas Dinner timetabled for December 2020, have been cancelled.

The Holland trip to proceed in June 2021. A condition of travel is that participants acknowledge that the club are merely acting as coordinators in transferring participants’ money to the hotel/ferry. In this respect the club has no liability if the hotel/ferry are unable to fulfil their commitments.


Diary Note: Events for 2020/21

Please make a Diary note for the following events for this year and next.

1. Club Holiday Holland.  2021 – booking deadline 28th Sept

Contact Heather asap.
See further details here

2. Club Summer Party – Cancelled


3. Club Christmas Lunch. High Elms, Cancelled

Further details from Heather in due course.